Cancer Plans

"It won't happen to me!"

Did you know cancer can strike anyone, at any time regardless of age or circumstances? Often without prior warning or symptoms. You probably know someone who has had cancer.


Here are the facts:

  • 1 in 2 men and 1 in 3 women will develop cancer
  • Average debt from medical bills after one year of cancer treatment is $26,800
  • Cancer patients are 2.5 times more likely to declare bankruptcy than those without cancer


With our United American Insurance Company Cash Cancer policy you may be able to:

  • Replace lost income while unable to work
  • Offset cancer treatment costs not covered by health insurance
  • Pay for transportation to and from treatments
  • Provide hotels and meals for your family so they can be close to you
  • Or use it to take a vacation


Here’s the best part!

  • No hospitalization required — you don’t need to have treatment to collect
  • No physical exam required to apply
  • Only health of applicant considered — family history not an issue
  • Pays in addition to all other insurance (even government or VA facility)
  • Money is paid directly to you and you decide how it is spent!


More things you should know:

  • Issue ages 0-69 (0 to 64 in CA)
  • Individual, single parent, and family plans
  • Premiums will not increase with age — only on a class basis by state
  • Guaranteed renewable until covered person’s one-time cash benefit is paid
  • Benefit paid upon written satisfactory proof of first-time diagnosis of cancer while policy is in force


Limitations and Exclusions:

This policy pays a benefit only for First Diagnosis of Cancer while this policy is in force. Satisfactory written proof of first diagnosis of cancer must be provided. This policy does not provide benefits for any other disease, sickness, disability or incapacity. This policy contains a thirty-day (30) Waiting Period. No benefit is payable to anyone who has Cancer manifested before the policy has been in force for thirty-days from the Effective Date shown on the policy schedule page. This policy will not pay benefits if the First Diagnosis of Cancer is made outside the United States of America. First Diagnosis means the first time a Covered Person is diagnosed as having internal Cancer or malignant melanoma (this excludes all other skin Cancer); provided the diagnosis is after the waiting period and while this Policy is in force with respect to the Covered Person. Each covered person is limited to one First Diagnosis benefit under the terms of this Policy. To any one person the maximum benefit available shall be the amount set forth in the listed Benefit Amount in the Policy Schedule. This policy will not pay benefits if the First Diagnosis of Cancer is made outside the United States of America.

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For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

info@metroifs.com | 800-741-1643