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Term life insurance is the simplest form of life insurance and generally has the lowest out-of-pocket cost to provide death benefit protection for your loved ones should you die. You choose the protection for a specific period of time.
Provide a death benefit
Your loved ones get a guaranteed, tax advantaged death benefit if you die.
Pay fixed premiums
Enjoy affordable protection with fixed premiums for terms of 10, 15 or 20 years.
Explore conversion options
You can convert to permanent life insurance, even if your health deteriorates.
Metro Insurance & Financial Services offers you the flexibility of choosing affordable protection for 10-, 15- and 20-year terms.
Your protection needs may change down the road.
If you decide to convert your temporary coverage into permanent protection, FlexTerm Plus gives you the flexibility to choose any of our available products. FlexTerm Basic offers a slightly lower premium, but more limited conversion privileges.
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