Term Life Insurance

Term life insurance is the simplest form of life insurance and generally has the lowest out-of-pocket cost to provide death benefit protection for your loved ones should you die. You choose the protection for a specific period of time.

Term Life Insurance Can Help You:

Provide a death benefit

Your loved ones get a guaranteed, tax advantaged death benefit if you die.

Pay fixed premiums

Enjoy affordable protection with fixed premiums for terms of 10, 15 or 20 years.

Explore conversion options

You can convert to permanent life insurance, even if your health deteriorates.

Choose Affordable Protection Today

Metro Insurance & Financial Services offers you the flexibility of choosing affordable protection for 10-, 15- and 20-year terms.

Have Options For Permanent Protection Tomorrow

Your protection needs may change down the road.

If you decide to convert your temporary coverage into permanent protection, FlexTerm Plus gives you the flexibility to choose any of our available products. FlexTerm Basic offers a slightly lower premium, but more limited conversion privileges.